If Banks could Do It like Nike !

When most sports apparel brands were losing out on differentiation and everybody had pretty much nailed the sneaker business and risked losing precious business to cheap counterfeits, Nike did their own thing. They created an alternate market of data driven innovation, a digital connect with its customers through apps and most importantly a community that lives and breathes the Nike brand through its apps, wearables , apparels and sports equipment leaving its competition way behind . As it gets harder to innovate and create differentiation in banking, it is interesting to sit back and observe how Nike changed the game to retain relevance.

The PSD2 Opportunity for Digital Lenders

Digital Lending Marketplaces may be the true winners with the emergence of PSD2 . Here is my take on it.

The C-Suite Challenges of a Trade Finance Bank

An insight into the challenges that plague the C-Suite of a bank determined to lead the trade finance business. Is Digitization the answer?

Digital Lending – The Strategy Game

Digital Lending Technology is set to change the 600 bilion dollar loan market. An observer's point of view..

The Hidden Treasures of Semantic Fingerprinting

The futurists of the world are besotted by the science that simulates the engagement , decision and the discovery process of the human brain -in other words Artificial Intelligence(AI) or Cognitive Sciences. Cognitive systems quickly identify patterns similar to a way our brain identifies situations and responds to it. Within AI , there are a number of different technologies and they lie at different points in the curve of adoption with virtual assistants and robo-advisors riding the crest of adoption. This post talks about the merits of the lesser known yet immensely intriguing Semantic Technology .

Is India ready to be the AI Capital ?

India is set to make up for its recent absence from the AI circuit and companies are making big investments to make it happen.Read on

Latin America and Its Fintech Fervour

This is a multi-part series written for a leading global e-publications called LetsTalkPayments . To view the detailed post click on the links below The Phoenix Rising The first part of the LATAM Fintech Series explores the region's challenges ,inspite of which it is becoming a leading destination for expansion and investment for the world with … Continue reading Latin America and Its Fintech Fervour

Who pays off the Technical Debt for Fintech Startups ?

Fintech Startups and the redemption of high technical debts. Who really pays it off ?Read on,,,

Driving Financial Inclusion through India Post

Any institution that works to establish financial inclusion takes on the role of becoming an emissary of trust - trust in the economy . To establish the first level of trust for the unbanked  is one of the biggest challenges across third world economies. Postal networks have often been the most effective tools of establishing … Continue reading Driving Financial Inclusion through India Post

Blockchain Economy – Embracing the Algorithm

As we struggle to fathom how a decentralized uncontrolled currency may be part of tomorrow’s real world economy there is a paradigm shift in how we perceive money with the onset of blockchain and the bitcoin in banking today. What’s baffling is that the entire control and intelligence lies embedded in an algorithm created by … Continue reading Blockchain Economy – Embracing the Algorithm