BERLIN, Germany – 22 January, 2018 – BAWAG Group and multinational online lender Spotcap today announce a market-leading strategic partnership which will give Austrian small and medium-sized enterprises (SMEs) access to same-day financing. The partnership with BAWAG Group is the first time Spotcap will offer its lending platform and proprietary analytics to a bank and … Continue reading Global online lender launches Lending-as-a-Service proposition
Understanding GDPR , one article at a time . Attempting to analyse the implications of GDPR in the multiple situations that arise in Alt-Lending as data flows through multiple participants in the chain .A hypothetical but very real scenario of lending explored ,assessing the GDPR situations that arise , followed by best practices to consider by alt-lenders and banks.
When most sports apparel brands were losing out on differentiation and everybody had pretty much nailed the sneaker business and risked losing precious business to cheap counterfeits, Nike did their own thing. They created an alternate market of data driven innovation, a digital connect with its customers through apps and most importantly a community that lives and breathes the Nike brand through its apps, wearables , apparels and sports equipment leaving its competition way behind . As it gets harder to innovate and create differentiation in banking, it is interesting to sit back and observe how Nike changed the game to retain relevance.
Digital Lending Marketplaces may be the true winners with the emergence of PSD2 . Here is my take on it.
An insight into the challenges that plague the C-Suite of a bank determined to lead the trade finance business. Is Digitization the answer?
Digital Lending Technology is set to change the 600 bilion dollar loan market. An observer's point of view..
Just when we thought chequebooks and cheque processing was on its way out , we see a unique use case where the traditional banking instrument uses new age disruptive technology such as blockchain to combat cheque fraud.Emirates Islamic, one of the leading Islamic financial institutions in the UAE, announced that it will introduce blockchain technology into its cheques as a fraud prevention measure . Read on to find out how Cheque Chain will work.
The Union Bank of India heist is another wake up call to evaluate technologies that avert and plug loopholes and end what is today a wire transfer monopoly
This is a multi-part series written for a leading global e-publications called LetsTalkPayments . To view the detailed post click on the links below The Phoenix Rising The first part of the LATAM Fintech Series explores the region's challenges ,inspite of which it is becoming a leading destination for expansion and investment for the world with … Continue reading Latin America and Its Fintech Fervour
Any institution that works to establish financial inclusion takes on the role of becoming an emissary of trust - trust in the economy . To establish the first level of trust for the unbanked is one of the biggest challenges across third world economies. Postal networks have often been the most effective tools of establishing … Continue reading Driving Financial Inclusion through India Post