Global online lender launches Lending-as-a-Service proposition

BERLIN, Germany – 22 January, 2018 – BAWAG Group and multinational online lender Spotcap today announce a market-leading strategic partnership which will give Austrian small and medium-sized enterprises (SMEs) access to same-day financing. The partnership with BAWAG Group is the first time Spotcap will offer its lending platform and proprietary analytics to a bank and … Continue reading Global online lender launches Lending-as-a-Service proposition

GDPR Proofing fintechxpert

GDPR Proofing the Lending Data Chain

Understanding GDPR , one article at a time . Attempting to analyse the implications of GDPR in the multiple situations that arise in Alt-Lending as data flows through multiple participants in the chain .A hypothetical but very real scenario of lending explored ,assessing the GDPR situations that arise , followed by best practices to consider by alt-lenders and banks.

If Banks could Do It like Nike !

When most sports apparel brands were losing out on differentiation and everybody had pretty much nailed the sneaker business and risked losing precious business to cheap counterfeits, Nike did their own thing. They created an alternate market of data driven innovation, a digital connect with its customers through apps and most importantly a community that lives and breathes the Nike brand through its apps, wearables , apparels and sports equipment leaving its competition way behind . As it gets harder to innovate and create differentiation in banking, it is interesting to sit back and observe how Nike changed the game to retain relevance.

The PSD2 Opportunity for Digital Lenders

Digital Lending Marketplaces may be the true winners with the emergence of PSD2 . Here is my take on it.

The C-Suite Challenges of a Trade Finance Bank

An insight into the challenges that plague the C-Suite of a bank determined to lead the trade finance business. Is Digitization the answer?

Digital Lending – The Strategy Game

Digital Lending Technology is set to change the 600 bilion dollar loan market. An observer's point of view..

A Blockchain Use Case for Cheque Fraud is here

Just when we thought chequebooks and cheque processing was on its way out , we see a unique use case where the traditional banking instrument uses new age disruptive technology such as blockchain to combat cheque fraud.Emirates Islamic, one of the leading Islamic financial institutions in the UAE, announced that it will introduce blockchain technology into its cheques as a fraud prevention measure . Read on to find out how Cheque Chain will work.