If Banks could Do It like Nike !

When most sports apparel brands were losing out on differentiation and everybody had pretty much nailed the sneaker business and risked losing precious business to cheap counterfeits, Nike did their own thing. They created an alternate market of data driven innovation, a digital connect with its customers through apps and most importantly a community that lives and breathes the Nike brand through its apps, wearables , apparels and sports equipment leaving its competition way behind . As it gets harder to innovate and create differentiation in banking, it is interesting to sit back and observe how Nike changed the game to retain relevance.

The PSD2 Opportunity for Digital Lenders

Digital Lending Marketplaces may be the true winners with the emergence of PSD2 . Here is my take on it.

Quick Guide to Blockchain Consensus Mechanisms

Quick guide to consensus mechanisms in blockchain . Proof of Work , Proof of Stake , PoET , PBFT and more...

Digital Lending – The Strategy Game

Digital Lending Technology is set to change the 600 bilion dollar loan market. An observer's point of view..

A Blockchain Use Case for Cheque Fraud is here

Just when we thought chequebooks and cheque processing was on its way out , we see a unique use case where the traditional banking instrument uses new age disruptive technology such as blockchain to combat cheque fraud.Emirates Islamic, one of the leading Islamic financial institutions in the UAE, announced that it will introduce blockchain technology into its cheques as a fraud prevention measure . Read on to find out how Cheque Chain will work.

Union Bank’s $171 million Wire Fraud – A Wake Up Call 

The Union Bank of India heist is another wake up call to evaluate technologies that avert and plug loopholes and end what is today a wire transfer monopoly

The Hidden Treasures of Semantic Fingerprinting

The futurists of the world are besotted by the science that simulates the engagement , decision and the discovery process of the human brain -in other words Artificial Intelligence(AI) or Cognitive Sciences. Cognitive systems quickly identify patterns similar to a way our brain identifies situations and responds to it. Within AI , there are a number of different technologies and they lie at different points in the curve of adoption with virtual assistants and robo-advisors riding the crest of adoption. This post talks about the merits of the lesser known yet immensely intriguing Semantic Technology .

Is India ready to be the AI Capital ?

India is set to make up for its recent absence from the AI circuit and companies are making big investments to make it happen.Read on

Latin America and Its Fintech Fervour

This is a multi-part series written for a leading global e-publications called LetsTalkPayments . To view the detailed post click on the links below The Phoenix Rising The first part of the LATAM Fintech Series explores the region's challenges ,inspite of which it is becoming a leading destination for expansion and investment for the world with … Continue reading Latin America and Its Fintech Fervour

Who pays off the Technical Debt for Fintech Startups ?

Fintech Startups and the redemption of high technical debts. Who really pays it off ?Read on,,,